"You see, it's this way," said the little old lady to the mortician. "We both are getting old. It isn't as if we had a lot of years ahead of us. Although our health is good."
The old gentleman banged his cane upon the floor in glee and chuckled.
"That is the thing of it," he said. "Our health is just a bit too good. More than likely the both of us could go on living for another twenty years."
"And we enjoy it, too," the little old lady said. "James worked so hard all his life and we scrimped and saved. Now that he can't work any more, we have time just to sit and take it easy and do a little talking and go visiting and such. But we're going behind, financially, every blessed day. We are using up the little that we've saved and we can't have that."
"It's foolish," the old gentleman declared. "If we put ourselves away, the money that is left would go on earning interest."
The old lady nodded vigorously. "Earning interest," she said, "instead of us just sitting around and eating into it."
The mortician rubbed soft, flabby hands together.
"I quite understand," he said. "There is no need of you to feel embarrassment. People with your problem come in all the time."