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Present Day
Tuesday, 1 December
Geneva, Switzerland

Louis Keller had been waiting for this moment for over thirty years, ever since his dying father had explained what must be done in the distant future. For five generations, their family had been in charge of a mysterious trust fund at Capital Savings, the second-largest bank in Switzerland, and now, after three decades of waiting, the big day was finally here.

Keller would soon be free.

In the beginning, he had viewed his duties with frustration, nothing more than a silly game that his father had forced him to play. But as the years went on, his viewpoint had started to change. What had once been a mild annoyance was now a burden he was forced to bear, a yoke he couldn’t shake. Although he was a healthy man, he’d had trouble sleeping in recent months, afraid he would pass away before he completed his final task, worried he would let down his ancestors. He realized it was a foolish thought, completely irrational, yet he knew the weight wouldn’t be lifted until he had fulfilled his obligation.

Then, and only then, could he sleep in peace.

Wearing a dark suit and overcoat, Keller entered the bank as soon as it opened on the first morning of December. He nodded to the elderly guard who had unlocked the door, removed his fedora in the warmth of the foyer, then climbed the stairs to the main lobby.

Although he had visited this building on many occasions, he was always reassured by its architecture. In his opinion, every bank should be built this way: marble floors, stone pillars, and vaulted ceilings. Everything about the place felt solid, as a proper bank should. Like a medieval fortress or a modern museum. Over the years he had spent some time in the United States and was amazed at the inferiority of its banks. Oftentimes they were wedged into local shopping malls or grocery stores, nothing more than plastic countertops and fake wood panelling squeezed into cheap retail space. Nothing about them seemed safe or secure, which probably explained why the wealthiest Americans deposited their fortunes in Swiss banks.

For peace of mind. And to hide it from Uncle Sam.

Keller smiled at the thought as he strode past the bank tellers, all of whom were locked behind sturdy iron bars, and made his way towards the safe-deposit vault. It was downstairs, nestled underneath the lobby floor. To gain access to the facility, customers were required to pass through security. Ten years earlier, everything had been done with picture IDs and signature cards. Now the system was high tech, like something out of a Hollywood movie.

As he approached the first checkpoint, Keller removed his leather gloves and tucked them into the pockets of his overcoat. Still stiff from the morning cold, he cracked his knuckles then typed his ten-digit, alphanumeric code into the computer keyboard. The hard drive whirred for several seconds before his password was accepted and additional instructions filled the screen.

Knowing the procedure by heart, Keller ignored the monitor and placed his hand on the scanner, making sure his fingers were positioned in the proper slots. Instantly, a beam of green light, which resembled the lamp inside a photocopier, moved under the surface of his hand. Starting at the tips of his fingers, it slowly made its way towards the base of his palm, analysing the ridge structures of his skin and the nuances of his hand. In a flash, millions of computations were made, and his identity was verified: Louis Keller, age 52.

A split-second later, the electronic lock buzzed in front of him.

Keller opened the door, glanced over his shoulder to make sure no one was behind him, then walked inside and pulled the door shut. After double-checking the lock, he turned and faced the marble staircase that led to the vault below. A uniformed guard waited for his arrival.

Bonjour, monsieur.’

Bonjour,’ Keller said as he pulled out his passport.

The guard inspected the document, compared the name and photo to the information on his computer monitor, then asked Keller to sign the electronic tablet on the security desk. Once his signature was verified, he was finally granted access to the floor.

Merci.’

Keller nodded politely, tucked his passport into his jacket pocket, and headed towards the massive vault. Made with steel-reinforced concrete, its walls were three feet thick and virtually indestructible. Over the years he had been tempted to move the contents of his safe-deposit box to a newer bank down the street that bragged about its sleek, modern vault, but after consulting with a structural engineer, he learned that the older vaults were actually harder to break into — unless their locks had never been upgraded. But Capital Savings had spared no expense, installing a dual-control combination lock that worked in conjunction with a separate time lock that denied any access during non-business hours.

Since the bank had just opened, Keller was the first visitor of the morning. A citrus scent lingered in the air, as if the floor had been waxed the night before. Hundreds of brass locks lined the left- and right-hand walls. Several of the boxes were only as wide as a brick; others were much larger. The biggest boxes filled the far wall. A few of them were so massive they looked like they could hold caskets. Keller had always wondered what treasures were hidden within: gold, jewels, stacks of foreign currency. Whatever it was, he knew it had to be valuable because a box of that size cost thousands of dollars to rent.

By comparison, his box was a bargain. It measured two feet by two feet and never cost him a cent since it was financed by the mysterious trust fund. A long time ago, he had tried to track down the original source of the revenue, but the paper trail stopped cold the same year that his family had taken ownership of the box, way back in the 1800s.

Keller stared at the box wistfully, reflecting on his visits over the years. Then, with a lump in his throat, he entered his combination using the brass dial for the final time.

7… 2… 15.

As the tumblers fell into place, he pulled his safe-deposit key from his pocket and shoved it into the lock. Twisting the key to the right, the metal door popped open with a click.

Keller smiled at the sound; a mixture of joy and relief filled his face.

The big moment was finally here.

After three decades of waiting, thirty-plus years of stress and anxiety and sleepless nights, he was about to fulfil the promise that he had made to his dying father.

After all that time, Keller could finally breathe a sigh of relief.

But not until he followed the instructions within.

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